Call reports 2015
CENTURY BANK OF KENTUCKY, INC. — 2015
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,836,000 | 115,000,000 | 113,949,000 | 115,304,000 |
| Total loans | 82,742,000 | 83,085,000 | 82,290,000 | 78,887,000 |
| Allowance for loan losses | 1,249,000 | 1,201,000 | 1,205,000 | 1,209,000 |
| Securities available for sale | 16,907,000 | 15,589,000 | 14,556,000 | 16,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,448,000 | 93,260,000 | 91,806,000 | 94,509,000 |
| Interest-bearing deposits | 79,939,000 | 80,733,000 | 80,558,000 | 82,775,000 |
| Noninterest-bearing deposits | 11,509,000 | 12,527,000 | 11,248,000 | 11,733,000 |
| Equity capital | 12,074,000 | 11,754,000 | 12,263,000 | 12,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,361,000 | 3,586,000 | 4,767,000 |
| Interest expense | 97,000 | 195,000 | 297,000 | 398,000 |
| Net interest income | 1,081,000 | 2,166,000 | 3,289,000 | 4,369,000 |
| Noninterest income | 168,000 | 324,000 | 495,000 | 683,000 |
| Noninterest expense | 818,000 | 1,644,000 | 2,551,000 | 3,335,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 431,000 | 846,000 | 1,241,000 | 1,725,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 431,000 | 846,000 | 1,241,000 | 1,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,034,000 | 11,874,000 | 12,248,000 | 12,155,000 |
| Total capital | 13,093,000 | 12,891,000 | 13,238,000 | 13,118,000 |
| Risk-weighted assets | 84,555,000 | 81,213,000 | 78,986,000 | 76,825,000 |