Call reports 2014
CENTURY BANK OF KENTUCKY, INC. — 2014
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 110,041,000 | 108,746,000 | 105,913,000 | 110,012,000 |
| Total loans | 76,657,000 | 77,734,000 | 81,848,000 | 80,504,000 |
| Allowance for loan losses | 1,507,000 | 1,460,000 | 1,394,000 | 1,239,000 |
| Securities available for sale | 15,257,000 | 17,134,000 | 16,145,000 | 16,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,210,000 | 92,315,000 | 89,213,000 | 90,629,000 |
| Interest-bearing deposits | 84,019,000 | 81,686,000 | 79,546,000 | 80,131,000 |
| Noninterest-bearing deposits | 10,192,000 | 10,630,000 | 9,668,000 | 10,498,000 |
| Equity capital | 10,426,000 | 10,943,000 | 11,264,000 | 11,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,294,000 | 3,423,000 | 4,626,000 |
| Interest expense | 106,000 | 208,000 | 307,000 | 404,000 |
| Net interest income | 1,025,000 | 2,086,000 | 3,116,000 | 4,222,000 |
| Noninterest income | 157,000 | 313,000 | 486,000 | 818,000 |
| Noninterest expense | 803,000 | 1,686,000 | 2,547,000 | 3,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 379,000 | 713,000 | 1,055,000 | 1,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 713,000 | 1,055,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,861,000 | 11,176,000 | 11,496,000 | 11,831,000 |
| Total capital | 11,743,000 | 12,078,000 | 12,440,000 | 12,761,000 |
| Risk-weighted assets | 69,942,000 | 71,621,000 | 75,043,000 | 74,056,000 |