Call reports 2013
CENTURY BANK OF KENTUCKY, INC. — 2013
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,175,000 | 102,860,000 | 101,634,000 | 108,137,000 |
| Total loans | 78,966,000 | 79,902,000 | 79,435,000 | 75,475,000 |
| Allowance for loan losses | 1,796,000 | 1,778,000 | 1,607,000 | 1,548,000 |
| Securities available for sale | 13,754,000 | 12,979,000 | 12,685,000 | 14,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,192,000 | 89,771,000 | 88,582,000 | 92,934,000 |
| Interest-bearing deposits | 83,013,000 | 80,296,000 | 79,805,000 | 83,671,000 |
| Noninterest-bearing deposits | 10,179,000 | 9,475,000 | 8,777,000 | 9,263,000 |
| Equity capital | 10,116,000 | 9,698,000 | 10,040,000 | 10,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,198,000 | 2,391,000 | 3,616,000 | 4,845,000 |
| Interest expense | 125,000 | 247,000 | 362,000 | 473,000 |
| Net interest income | 1,073,000 | 2,144,000 | 3,254,000 | 4,372,000 |
| Noninterest income | 135,000 | 101,000 | 188,000 | 343,000 |
| Noninterest expense | 852,000 | 1,746,000 | 2,631,000 | 3,513,000 |
| Provision for loan losses | 89,000 | 103,000 | 104,000 | 105,000 |
| Pretax income | 267,000 | 463,000 | 774,000 | 1,164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 463,000 | 774,000 | 1,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,954,000 | 10,150,000 | 10,461,000 | 10,850,000 |
| Total capital | 10,897,000 | 11,090,000 | 11,387,000 | 11,725,000 |
| Risk-weighted assets | 74,581,000 | 74,375,000 | 73,360,000 | 69,297,000 |