Call reports 2012
CENTURY BANK OF KENTUCKY, INC. — 2012
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 102,629,000 | 106,171,000 | 104,747,000 | 108,207,000 |
| Total loans | 78,027,000 | 80,743,000 | 81,619,000 | 78,505,000 |
| Allowance for loan losses | 1,658,000 | 1,698,000 | 1,762,000 | 1,765,000 |
| Securities available for sale | 12,994,000 | 13,131,000 | 11,642,000 | 13,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,145,000 | 90,767,000 | 88,691,000 | 92,772,000 |
| Interest-bearing deposits | 78,963,000 | 79,607,000 | 78,563,000 | 81,919,000 |
| Noninterest-bearing deposits | 10,182,000 | 11,159,000 | 10,128,000 | 10,853,000 |
| Equity capital | 9,575,000 | 9,739,000 | 9,946,000 | 10,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,465,000 | 3,735,000 | 5,035,000 |
| Interest expense | 177,000 | 336,000 | 481,000 | 618,000 |
| Net interest income | 1,035,000 | 2,129,000 | 3,254,000 | 4,417,000 |
| Noninterest income | 136,000 | 163,000 | 316,000 | 452,000 |
| Noninterest expense | 835,000 | 1,732,000 | 2,614,000 | 3,497,000 |
| Provision for loan losses | 216,000 | 306,000 | 526,000 | 617,000 |
| Pretax income | 188,000 | 389,000 | 606,000 | 931,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 389,000 | 606,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,337,000 | 9,514,000 | 9,730,000 | 10,055,000 |
| Total capital | 10,253,000 | 10,462,000 | 10,683,000 | 10,999,000 |
| Risk-weighted assets | 72,577,000 | 75,111,000 | 75,409,000 | 74,718,000 |