Call reports 2011
CENTURY BANK OF KENTUCKY, INC. — 2011
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,731,000 | 98,198,000 | 99,167,000 | 100,594,000 |
| Total loans | 69,541,000 | 70,108,000 | 73,280,000 | 70,236,000 |
| Allowance for loan losses | 1,896,000 | 1,654,000 | 1,717,000 | 1,655,000 |
| Securities available for sale | 17,837,000 | 15,358,000 | 14,701,000 | 13,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,910,000 | 84,287,000 | 85,720,000 | 87,819,000 |
| Interest-bearing deposits | 74,042,000 | 75,260,000 | 75,987,000 | 77,285,000 |
| Noninterest-bearing deposits | 7,868,000 | 9,027,000 | 9,733,000 | 10,534,000 |
| Equity capital | 9,058,000 | 9,503,000 | 9,684,000 | 9,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,389,000 | 3,601,000 | 4,793,000 |
| Interest expense | 261,000 | 500,000 | 719,000 | 918,000 |
| Net interest income | 953,000 | 1,889,000 | 2,882,000 | 3,875,000 |
| Noninterest income | 206,000 | 401,000 | 566,000 | 528,000 |
| Noninterest expense | 926,000 | 1,834,000 | 2,793,000 | 3,716,000 |
| Provision for loan losses | 89,000 | 179,000 | 269,000 | 360,000 |
| Pretax income | 302,000 | 435,000 | 544,000 | 485,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 435,000 | 544,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,060,000 | 9,193,000 | 9,303,000 | 9,243,000 |
| Total capital | 9,873,000 | 10,014,000 | 10,166,000 | 10,082,000 |
| Risk-weighted assets | 63,942,000 | 64,859,000 | 68,195,000 | 66,268,000 |