Call reports 2010
CENTURY BANK OF KENTUCKY, INC. — 2010
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,233,000 | 100,936,000 | 100,112,000 | 99,290,000 |
| Total loans | 68,188,000 | 66,783,000 | 67,163,000 | 68,280,000 |
| Allowance for loan losses | 2,447,000 | 2,295,000 | 2,306,000 | 1,841,000 |
| Securities available for sale | 20,971,000 | 22,840,000 | 21,824,000 | 20,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,034,000 | 82,990,000 | 81,732,000 | 81,733,000 |
| Interest-bearing deposits | 78,021,000 | 75,469,000 | 72,999,000 | 73,800,000 |
| Noninterest-bearing deposits | 7,013,000 | 7,521,000 | 8,734,000 | 7,932,000 |
| Equity capital | 9,898,000 | 10,006,000 | 9,527,000 | 8,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,605,000 | 3,829,000 | 5,039,000 |
| Interest expense | 401,000 | 774,000 | 1,106,000 | 1,404,000 |
| Net interest income | 920,000 | 1,831,000 | 2,723,000 | 3,635,000 |
| Noninterest income | 62,000 | 139,000 | -31,000 | -53,000 |
| Noninterest expense | 900,000 | 1,818,000 | 2,772,000 | 3,677,000 |
| Provision for loan losses | 173,000 | 347,000 | 524,000 | 700,000 |
| Pretax income | -15,000 | -64,000 | -473,000 | -664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -15,000 | -64,000 | -473,000 | -664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,407,000 | 9,358,000 | 8,949,000 | 8,758,000 |
| Total capital | 10,230,000 | 10,158,000 | 9,750,000 | 9,567,000 |
| Risk-weighted assets | 64,245,000 | 62,505,000 | 62,564,000 | 63,700,000 |