Call reports 2009
CENTURY BANK OF KENTUCKY, INC. — 2009
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 128,481,000 | 116,875,000 | 109,696,000 | 104,381,000 |
| Total loans | 85,082,000 | 79,397,000 | 74,189,000 | 70,847,000 |
| Allowance for loan losses | 2,205,000 | 2,510,000 | 2,531,000 | 2,418,000 |
| Securities available for sale | 30,412,000 | 23,941,000 | 23,752,000 | 23,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,753,000 | 100,307,000 | 92,011,000 | 87,700,000 |
| Interest-bearing deposits | 101,761,000 | 93,410,000 | 83,906,000 | 80,011,000 |
| Noninterest-bearing deposits | 5,993,000 | 6,897,000 | 8,105,000 | 7,689,000 |
| Equity capital | 11,016,000 | 10,328,000 | 10,534,000 | 10,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,276,000 | 4,727,000 | 6,105,000 |
| Interest expense | 840,000 | 1,555,000 | 2,179,000 | 2,644,000 |
| Net interest income | 851,000 | 1,721,000 | 2,548,000 | 3,461,000 |
| Noninterest income | 86,000 | 280,000 | 422,000 | 327,000 |
| Noninterest expense | 919,000 | 1,982,000 | 2,988,000 | 3,877,000 |
| Provision for loan losses | 137,000 | 614,000 | 837,000 | 1,112,000 |
| Pretax income | -119,000 | -595,000 | -855,000 | -1,201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -119,000 | -595,000 | -855,000 | -1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,505,000 | 10,029,000 | 9,768,000 | 9,423,000 |
| Total capital | 11,525,000 | 10,963,000 | 10,666,000 | 10,290,000 |
| Risk-weighted assets | 80,431,000 | 75,085,000 | 70,191,000 | 67,811,000 |