Call reports 2007
CENTURY BANK OF KENTUCKY, INC. — 2007
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 117,947,000 | 122,799,000 | 125,814,000 | 131,687,000 |
| Total loans | 82,407,000 | 88,798,000 | 92,056,000 | 96,755,000 |
| Allowance for loan losses | 1,156,000 | 1,195,000 | 1,222,000 | 1,230,000 |
| Securities available for sale | 22,716,000 | 22,793,000 | 24,370,000 | 24,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,673,000 | 102,570,000 | 102,706,000 | 103,503,000 |
| Interest-bearing deposits | 92,120,000 | 92,594,000 | 94,936,000 | 95,638,000 |
| Noninterest-bearing deposits | 8,553,000 | 9,975,000 | 7,770,000 | 7,865,000 |
| Equity capital | 8,784,000 | 8,872,000 | 9,527,000 | 9,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,257,000 | 6,523,000 | 8,790,000 |
| Interest expense | 1,068,000 | 2,157,000 | 3,331,000 | 4,525,000 |
| Net interest income | 1,007,000 | 2,100,000 | 3,192,000 | 4,265,000 |
| Noninterest income | 211,000 | 476,000 | 738,000 | 995,000 |
| Noninterest expense | 860,000 | 1,816,000 | 2,744,000 | 3,627,000 |
| Provision for loan losses | 113,000 | 227,000 | 316,000 | 440,000 |
| Pretax income | 245,000 | 533,000 | 870,000 | 1,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 533,000 | 870,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,876,000 | 9,164,000 | 9,500,000 | 9,823,000 |
| Total capital | 9,872,000 | 10,249,000 | 10,602,000 | 10,986,000 |
| Risk-weighted assets | 79,497,000 | 86,711,000 | 88,057,000 | 92,946,000 |