Call reports 2006
CENTURY BANK OF KENTUCKY, INC. — 2006
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 105,817,000 | 112,593,000 | 116,837,000 | 113,487,000 |
| Total loans | 78,816,000 | 81,707,000 | 83,722,000 | 83,448,000 |
| Allowance for loan losses | 990,000 | 1,040,000 | 887,000 | 1,043,000 |
| Securities available for sale | 16,880,000 | 20,115,000 | 21,385,000 | 22,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,547,000 | 91,415,000 | 96,708,000 | 96,866,000 |
| Interest-bearing deposits | 79,001,000 | 85,428,000 | 89,765,000 | 89,297,000 |
| Noninterest-bearing deposits | 5,546,000 | 5,987,000 | 6,943,000 | 7,569,000 |
| Equity capital | 6,897,000 | 7,126,000 | 7,721,000 | 8,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,397,000 | 5,313,000 | 7,343,000 |
| Interest expense | 742,000 | 1,619,000 | 2,597,000 | 3,658,000 |
| Net interest income | 856,000 | 1,778,000 | 2,716,000 | 3,685,000 |
| Noninterest income | 186,000 | 406,000 | 613,000 | 856,000 |
| Noninterest expense | 720,000 | 1,493,000 | 2,220,000 | 2,964,000 |
| Provision for loan losses | 69,000 | 139,000 | 209,000 | 401,000 |
| Pretax income | 253,000 | 552,000 | 908,000 | 1,176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 552,000 | 908,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,232,000 | 7,581,000 | 7,863,000 | 8,630,000 |
| Total capital | 8,167,000 | 8,566,000 | 8,750,000 | 9,634,000 |
| Risk-weighted assets | 74,730,000 | 78,734,000 | 80,838,000 | 80,269,000 |