Call reports 2003
CENTURY BANK OF KENTUCKY, INC. — 2003
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,787,000 | 68,918,000 | 71,709,000 | 75,369,000 |
| Total loans | 47,603,000 | 50,567,000 | 54,381,000 | 56,618,000 |
| Allowance for loan losses | 601,000 | 632,000 | 668,000 | 707,000 |
| Securities available for sale | 11,369,000 | 10,885,000 | 10,974,000 | 10,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,527,000 | 52,685,000 | 57,305,000 | 56,696,000 |
| Interest-bearing deposits | 47,853,000 | 48,414,000 | 51,527,000 | 52,607,000 |
| Noninterest-bearing deposits | 3,674,000 | 4,271,000 | 5,778,000 | 4,089,000 |
| Equity capital | 5,318,000 | 5,548,000 | 5,620,000 | 5,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,896,000 | 2,911,000 | 3,941,000 |
| Interest expense | 390,000 | 784,000 | 1,157,000 | 1,520,000 |
| Net interest income | 524,000 | 1,112,000 | 1,754,000 | 2,421,000 |
| Noninterest income | 108,000 | 235,000 | 366,000 | 493,000 |
| Noninterest expense | 454,000 | 941,000 | 1,446,000 | 2,047,000 |
| Provision for loan losses | 44,000 | 106,000 | 164,000 | 229,000 |
| Pretax income | 134,000 | 300,000 | 510,000 | 638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 300,000 | 510,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,187,000 | 5,353,000 | 5,563,000 | 5,690,000 |
| Total capital | 5,699,000 | 5,906,000 | 6,166,000 | 6,323,000 |
| Risk-weighted assets | 40,857,000 | 44,196,000 | 48,148,000 | 50,569,000 |