Call reports 2002
CENTURY BANK OF KENTUCKY, INC. — 2002
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,823,000 | 53,779,000 | 60,182,000 | 61,554,000 |
| Total loans | 37,520,000 | 41,287,000 | 41,838,000 | 45,467,000 |
| Allowance for loan losses | 507,000 | 540,000 | 561,000 | 579,000 |
| Securities available for sale | 6,158,000 | 7,918,000 | 12,701,000 | 8,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,800,000 | 41,967,000 | 47,414,000 | 46,888,000 |
| Interest-bearing deposits | 36,168,000 | 39,559,000 | 43,144,000 | 44,022,000 |
| Noninterest-bearing deposits | 2,631,000 | 2,408,000 | 4,270,000 | 2,866,000 |
| Equity capital | 4,299,000 | 4,463,000 | 5,072,000 | 5,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,599,000 | 2,473,000 | 3,373,000 |
| Interest expense | 363,000 | 745,000 | 1,151,000 | 1,538,000 |
| Net interest income | 408,000 | 854,000 | 1,322,000 | 1,835,000 |
| Noninterest income | 49,000 | 111,000 | 177,000 | 271,000 |
| Noninterest expense | 361,000 | 731,000 | 1,126,000 | 1,547,000 |
| Provision for loan losses | 54,000 | 99,000 | 144,000 | 217,000 |
| Pretax income | 44,000 | 138,000 | 232,000 | 346,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 138,000 | 232,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,301,000 | 4,396,000 | 4,939,000 | 5,053,000 |
| Total capital | 4,740,000 | 4,858,000 | 5,424,000 | 5,560,000 |
| Risk-weighted assets | 35,050,000 | 36,847,000 | 38,733,000 | 40,453,000 |