Call reports 2001
CENTURY BANK OF KENTUCKY, INC. — 2001
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,215,000 | 37,045,000 | 38,921,000 | 42,690,000 |
| Total loans | 20,476,000 | 25,110,000 | 28,381,000 | 33,233,000 |
| Allowance for loan losses | 291,000 | 369,000 | 366,000 | 458,000 |
| Securities available for sale | 7,912,000 | 6,070,000 | 7,551,000 | 5,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,997,000 | 29,569,000 | 31,747,000 | 34,010,000 |
| Interest-bearing deposits | 22,676,000 | 27,485,000 | 29,845,000 | 32,001,000 |
| Noninterest-bearing deposits | 2,321,000 | 2,084,000 | 1,902,000 | 2,009,000 |
| Equity capital | 4,349,000 | 4,306,000 | 4,346,000 | 4,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,199,000 | 1,905,000 | 2,639,000 |
| Interest expense | 333,000 | 689,000 | 1,082,000 | 1,440,000 |
| Net interest income | 231,000 | 510,000 | 823,000 | 1,199,000 |
| Noninterest income | 23,000 | 60,000 | 105,000 | 153,000 |
| Noninterest expense | 283,000 | 577,000 | 882,000 | 1,203,000 |
| Provision for loan losses | 91,000 | 171,000 | 240,000 | 335,000 |
| Pretax income | -108,000 | -157,000 | -173,000 | -165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -108,000 | -157,000 | -173,000 | -165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,314,000 | 4,265,000 | 4,249,000 | 4,257,000 |
| Total capital | 4,590,000 | 4,579,000 | 4,583,000 | 4,638,000 |
| Risk-weighted assets | 22,090,000 | 25,427,000 | 26,696,000 | 30,346,000 |