Call reports 2003
FIRST COUNTY BANK — 2003
What FIRST COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 141,600,000 |
| Total loans | 97,929,000 |
| Allowance for loan losses | 1,222,000 |
| Securities available for sale | 29,989,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 112,813,000 |
| Interest-bearing deposits | 88,233,000 |
| Noninterest-bearing deposits | 24,580,000 |
| Equity capital | 11,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 1,928,000 |
| Interest expense | 754,000 |
| Net interest income | 1,174,000 |
| Noninterest income | 225,000 |
| Noninterest expense | 1,230,000 |
| Provision for loan losses | 12,000 |
| Pretax income | 194,000 |
| Income tax | 65,000 |
| Net income | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 10,549,000 |
| Total capital | 11,771,000 |
| Risk-weighted assets | 103,053,000 |