Call reports 2002
FIRST COUNTY BANK — 2002
What FIRST COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 126,094,000 | 129,962,000 | 137,417,000 | 138,653,000 |
| Total loans | 85,159,000 | 91,397,000 | 95,122,000 | 98,694,000 |
| Allowance for loan losses | 1,022,000 | 1,105,000 | 1,170,000 | 1,217,000 |
| Securities available for sale | 31,107,000 | 25,799,000 | 24,402,000 | 22,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,614,000 | 101,091,000 | 107,122,000 | 107,991,000 |
| Interest-bearing deposits | 77,712,000 | 79,841,000 | 85,851,000 | 85,802,000 |
| Noninterest-bearing deposits | 18,902,000 | 21,250,000 | 21,271,000 | 22,189,000 |
| Equity capital | 10,406,000 | 10,971,000 | 11,489,000 | 11,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,882,000 | 5,933,000 | 7,986,000 |
| Interest expense | 840,000 | 1,676,000 | 2,485,000 | 3,301,000 |
| Net interest income | 998,000 | 2,206,000 | 3,448,000 | 4,685,000 |
| Noninterest income | 143,000 | 320,000 | 564,000 | 860,000 |
| Noninterest expense | 1,096,000 | 2,247,000 | 3,456,000 | 4,702,000 |
| Provision for loan losses | 102,000 | 188,000 | 253,000 | 305,000 |
| Pretax income | -38,000 | 142,000 | 354,000 | 589,000 |
| Income tax | 0 | 0 | -70,000 | -207,000 |
| Net income | -38,000 | 142,000 | 424,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,499,000 | 9,696,000 | 10,002,000 | 10,396,000 |
| Total capital | 10,521,000 | 10,801,000 | 11,172,000 | 11,613,000 |
| Risk-weighted assets | 91,645,000 | 95,931,000 | 96,914,000 | 99,601,000 |