Call reports 2025
BANK OF STOCKTON — 2025
What BANK OF STOCKTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,550,919,000 | 4,640,918,000 | 4,742,173,000 | 4,778,288,000 |
| Total loans | 2,358,412,000 | 2,383,015,000 | 2,395,092,000 | 2,469,772,000 |
| Allowance for loan losses | 77,711,000 | 77,477,000 | 77,925,000 | 79,843,000 |
| Securities available for sale | 1,177,547,000 | 1,187,128,000 | 1,275,595,000 | 1,282,387,000 |
| Securities held to maturity | 21,417,000 | 23,202,000 | 26,977,000 | 29,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,585,477,000 | 3,673,433,000 | 3,696,690,000 | 3,737,300,000 |
| Interest-bearing deposits | 2,586,408,000 | 2,650,875,000 | 2,683,086,000 | 2,675,186,000 |
| Noninterest-bearing deposits | 999,069,000 | 1,022,558,000 | 1,013,604,000 | 1,062,114,000 |
| Equity capital | 820,033,000 | 825,661,000 | 884,102,000 | 880,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 46,439,000 | 95,679,000 | 147,097,000 | 200,488,000 |
| Interest expense | 12,876,000 | 26,188,000 | 39,872,000 | 53,154,000 |
| Net interest income | 33,563,000 | 69,491,000 | 107,225,000 | 147,334,000 |
| Noninterest income | 6,603,000 | 13,571,000 | 20,957,000 | 28,208,000 |
| Noninterest expense | 20,399,000 | 43,668,000 | 66,700,000 | 93,558,000 |
| Provision for loan losses | 0 | 0 | 1,000,000 | 3,000,000 |
| Pretax income | 69,406,000 | 80,270,000 | 148,105,000 | 147,921,000 |
| Income tax | 19,694,000 | 22,077,000 | 40,469,000 | 39,409,000 |
| Net income | 49,712,000 | 58,193,000 | 107,636,000 | 108,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 823,155,000 | 824,137,000 | 873,580,000 | 864,456,000 |
| Total capital | 880,788,000 | 881,887,000 | 933,419,000 | 924,417,000 |
| Risk-weighted assets | 4,590,056,000 | 4,599,792,000 | 4,768,478,000 | 4,776,388,000 |