Call reports 2024
BANK OF STOCKTON — 2024
What BANK OF STOCKTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,479,894,000 | 4,320,510,000 | 4,399,517,000 | 4,444,022,000 |
| Total loans | 2,197,744,000 | 2,286,685,000 | 2,362,484,000 | 2,372,323,000 |
| Allowance for loan losses | 76,702,000 | 77,235,000 | 78,022,000 | 77,869,000 |
| Securities available for sale | 1,185,667,000 | 1,160,750,000 | 1,135,128,000 | 1,114,615,000 |
| Securities held to maturity | 17,871,000 | 17,503,000 | 20,648,000 | 27,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,606,804,000 | 3,523,674,000 | 3,498,147,000 | 3,558,874,000 |
| Interest-bearing deposits | 2,564,822,000 | 2,478,332,000 | 2,455,714,000 | 2,507,502,000 |
| Noninterest-bearing deposits | 1,041,982,000 | 1,045,342,000 | 1,042,433,000 | 1,051,372,000 |
| Equity capital | 684,019,000 | 691,375,000 | 769,551,000 | 761,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 42,817,000 | 86,730,000 | 131,391,000 | 177,501,000 |
| Interest expense | 12,233,000 | 23,800,000 | 35,492,000 | 48,358,000 |
| Net interest income | 30,584,000 | 62,930,000 | 95,899,000 | 129,143,000 |
| Noninterest income | 6,210,000 | 12,759,000 | 19,647,000 | 25,884,000 |
| Noninterest expense | 19,109,000 | 40,058,000 | 60,220,000 | 88,821,000 |
| Provision for loan losses | 0 | 0 | 1,050,000 | 1,050,000 |
| Pretax income | 28,329,000 | 36,521,000 | 116,918,000 | 108,784,000 |
| Income tax | 7,731,000 | 9,356,000 | 32,255,000 | 29,086,000 |
| Net income | 20,598,000 | 27,165,000 | 84,663,000 | 79,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 722,585,000 | 722,951,000 | 780,449,000 | 773,444,000 |
| Total capital | 776,032,000 | 776,937,000 | 837,525,000 | 829,378,000 |
| Risk-weighted assets | 4,251,989,000 | 4,295,075,000 | 4,544,599,000 | 4,452,291,000 |