Call reports 2023
BANK OF STOCKTON — 2023
What BANK OF STOCKTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,430,884,000 | 4,406,639,000 | 4,443,073,000 | 4,521,881,000 |
| Total loans | 2,157,741,000 | 2,199,017,000 | 2,192,678,000 | 2,215,420,000 |
| Allowance for loan losses | 80,820,000 | 79,801,000 | 77,550,000 | 76,924,000 |
| Securities available for sale | 1,491,142,000 | 1,378,284,000 | 1,325,175,000 | 1,270,854,000 |
| Securities held to maturity | 12,886,000 | 16,229,000 | 19,444,000 | 21,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,656,311,000 | 3,607,293,000 | 3,658,149,000 | 3,678,964,000 |
| Interest-bearing deposits | 2,450,659,000 | 2,460,198,000 | 2,535,666,000 | 2,539,227,000 |
| Noninterest-bearing deposits | 1,205,652,000 | 1,147,095,000 | 1,122,483,000 | 1,139,737,000 |
| Equity capital | 629,904,000 | 616,597,000 | 607,522,000 | 660,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 37,091,000 | 75,470,000 | 116,242,000 | 159,086,000 |
| Interest expense | 3,444,000 | 11,407,000 | 21,590,000 | 33,544,000 |
| Net interest income | 33,647,000 | 64,063,000 | 94,652,000 | 125,542,000 |
| Noninterest income | 5,728,000 | 11,926,000 | 17,963,000 | 24,464,000 |
| Noninterest expense | 19,438,000 | 40,493,000 | 57,206,000 | 81,626,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,701,000 | 8,307,000 | -3,495,000 | 53,042,000 |
| Income tax | 3,031,000 | 963,000 | -3,620,000 | 12,207,000 |
| Net income | 9,670,000 | 7,344,000 | 125,000 | 40,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 682,021,000 | 673,495,000 | 666,276,000 | 701,987,000 |
| Total capital | 735,621,000 | 726,509,000 | 717,977,000 | 755,197,000 |
| Risk-weighted assets | 4,260,281,000 | 4,213,795,000 | 4,109,678,000 | 4,232,546,000 |