Call reports 2022
BANK OF STOCKTON — 2022
What BANK OF STOCKTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,755,185,000 | 4,638,655,000 | 4,590,328,000 | 4,586,445,000 |
| Total loans | 1,905,708,000 | 1,984,840,000 | 2,038,550,000 | 2,170,901,000 |
| Allowance for loan losses | 71,045,000 | 71,380,000 | 71,364,000 | 71,259,000 |
| Securities available for sale | 1,610,396,000 | 1,580,189,000 | 1,570,870,000 | 1,568,939,000 |
| Securities held to maturity | 8,652,000 | 8,992,000 | 12,388,000 | 13,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,919,123,000 | 3,906,625,000 | 3,928,912,000 | 3,863,339,000 |
| Interest-bearing deposits | 2,602,558,000 | 2,582,538,000 | 2,630,912,000 | 2,532,101,000 |
| Noninterest-bearing deposits | 1,316,565,000 | 1,324,087,000 | 1,298,000,000 | 1,331,238,000 |
| Equity capital | 657,989,000 | 604,030,000 | 559,325,000 | 617,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 30,417,000 | 62,920,000 | 97,648,000 | 135,083,000 |
| Interest expense | 416,000 | 929,000 | 1,537,000 | 2,598,000 |
| Net interest income | 30,001,000 | 61,991,000 | 96,111,000 | 132,485,000 |
| Noninterest income | 5,637,000 | 10,333,000 | 15,687,000 | 21,002,000 |
| Noninterest expense | 17,727,000 | 36,283,000 | 54,695,000 | 78,413,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,962,000 | 744,000 | -43,054,000 | 25,587,000 |
| Income tax | 8,241,000 | -1,009,000 | -14,576,000 | 4,991,000 |
| Net income | 21,721,000 | 1,753,000 | -28,478,000 | 20,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 693,577,000 | 667,508,000 | 637,277,000 | 682,351,000 |
| Total capital | 749,220,000 | 722,650,000 | 690,609,000 | 736,339,000 |
| Risk-weighted assets | 4,435,557,000 | 4,394,637,000 | 4,248,015,000 | 4,301,237,000 |