Call reports 2021
BANK OF STOCKTON — 2021
What BANK OF STOCKTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,193,829,000 | 4,334,942,000 | 4,584,707,000 | 4,778,669,000 |
| Total loans | 1,901,490,000 | 1,839,711,000 | 1,819,040,000 | 1,859,985,000 |
| Allowance for loan losses | 65,579,000 | 67,323,000 | 68,347,000 | 71,597,000 |
| Securities available for sale | 1,013,767,000 | 1,115,537,000 | 1,355,844,000 | 1,547,384,000 |
| Securities held to maturity | 9,803,000 | 9,131,000 | 8,573,000 | 11,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,378,263,000 | 3,533,886,000 | 3,778,028,000 | 3,927,325,000 |
| Interest-bearing deposits | 2,233,019,000 | 2,333,728,000 | 2,458,555,000 | 2,572,804,000 |
| Noninterest-bearing deposits | 1,145,244,000 | 1,200,158,000 | 1,319,473,000 | 1,354,521,000 |
| Equity capital | 651,272,000 | 646,778,000 | 655,832,000 | 680,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 30,860,000 | 60,787,000 | 93,052,000 | 126,010,000 |
| Interest expense | 632,000 | 1,186,000 | 1,671,000 | 2,089,000 |
| Net interest income | 30,228,000 | 59,601,000 | 91,381,000 | 123,921,000 |
| Noninterest income | 5,375,000 | 14,130,000 | 19,842,000 | 25,487,000 |
| Noninterest expense | 17,765,000 | 33,530,000 | 52,032,000 | 70,008,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 3,000,000 | 6,000,000 |
| Pretax income | 47,348,000 | 54,327,000 | 67,041,000 | 138,060,000 |
| Income tax | 13,417,000 | 14,849,000 | 17,890,000 | 37,730,000 |
| Net income | 33,931,000 | 39,478,000 | 49,151,000 | 100,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 625,457,000 | 621,004,000 | 630,677,000 | 671,855,000 |
| Total capital | 673,814,000 | 670,467,000 | 681,037,000 | 726,397,000 |
| Risk-weighted assets | 3,850,868,000 | 3,938,691,000 | 4,010,395,000 | 4,345,802,000 |