Call reports 2020
BANK OF STOCKTON — 2020
What BANK OF STOCKTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,343,297,000 | 3,780,190,000 | 3,850,180,000 | 4,310,962,000 |
| Total loans | 1,840,652,000 | 2,032,605,000 | 2,009,466,000 | 1,865,009,000 |
| Allowance for loan losses | 58,428,000 | 59,839,000 | 61,244,000 | 63,977,000 |
| Securities available for sale | 471,436,000 | 534,418,000 | 702,167,000 | 1,024,092,000 |
| Securities held to maturity | 10,293,000 | 9,888,000 | 9,736,000 | 10,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,660,849,000 | 3,043,859,000 | 3,102,635,000 | 3,532,360,000 |
| Interest-bearing deposits | 1,767,746,000 | 1,928,816,000 | 2,004,091,000 | 2,389,510,000 |
| Noninterest-bearing deposits | 893,103,000 | 1,115,043,000 | 1,098,544,000 | 1,142,850,000 |
| Equity capital | 551,874,000 | 583,638,000 | 600,844,000 | 624,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 32,388,000 | 64,839,000 | 96,413,000 | 129,131,000 |
| Interest expense | 1,601,000 | 3,106,000 | 4,274,000 | 5,232,000 |
| Net interest income | 30,787,000 | 61,733,000 | 92,139,000 | 123,899,000 |
| Noninterest income | 4,956,000 | 10,079,000 | 15,634,000 | 20,996,000 |
| Noninterest expense | 15,682,000 | 30,208,000 | 47,188,000 | 65,273,000 |
| Provision for loan losses | 1,000,000 | 2,500,000 | 4,000,000 | 7,000,000 |
| Pretax income | -75,131,000 | -26,459,000 | -721,000 | 38,070,000 |
| Income tax | -22,963,000 | -9,389,000 | -1,279,000 | 7,592,000 |
| Net income | -52,168,000 | -17,070,000 | 558,000 | 30,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 518,711,000 | 548,895,000 | 566,606,000 | 591,526,000 |
| Total capital | 564,182,000 | 594,861,000 | 611,832,000 | 636,968,000 |
| Risk-weighted assets | 3,624,343,000 | 3,662,981,000 | 3,601,611,000 | 3,616,324,000 |