Call reports 2019
BANK OF STOCKTON — 2019
What BANK OF STOCKTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,169,269,000 | 3,185,723,000 | 3,312,484,000 | 3,357,539,000 |
| Total loans | 1,868,221,000 | 1,909,525,000 | 1,902,890,000 | 1,905,230,000 |
| Allowance for loan losses | 56,600,000 | 58,148,000 | 57,953,000 | 57,486,000 |
| Securities available for sale | 483,817,000 | 446,193,000 | 448,740,000 | 454,213,000 |
| Securities held to maturity | 12,211,000 | 13,663,000 | 12,611,000 | 14,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,499,081,000 | 2,502,531,000 | 2,563,701,000 | 2,598,810,000 |
| Interest-bearing deposits | 1,708,691,000 | 1,694,940,000 | 1,727,281,000 | 1,737,344,000 |
| Noninterest-bearing deposits | 790,390,000 | 807,591,000 | 836,420,000 | 861,466,000 |
| Equity capital | 529,402,000 | 541,634,000 | 580,722,000 | 600,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 31,131,000 | 63,005,000 | 96,296,000 | 129,262,000 |
| Interest expense | 1,221,000 | 2,738,000 | 4,438,000 | 6,135,000 |
| Net interest income | 29,910,000 | 60,267,000 | 91,858,000 | 123,127,000 |
| Noninterest income | 4,533,000 | 9,366,000 | 14,385,000 | 19,284,000 |
| Noninterest expense | 16,114,000 | 32,766,000 | 49,420,000 | 68,914,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 3,500,000 | 3,500,000 |
| Pretax income | 70,812,000 | 89,667,000 | 143,874,000 | 174,388,000 |
| Income tax | 20,291,000 | 25,095,000 | 40,380,000 | 48,508,000 |
| Net income | 50,521,000 | 64,572,000 | 103,494,000 | 125,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 503,933,000 | 513,067,000 | 552,073,000 | 570,795,000 |
| Total capital | 551,151,000 | 560,579,000 | 600,812,000 | 620,338,000 |
| Risk-weighted assets | 3,767,747,000 | 3,789,945,000 | 3,889,508,000 | 3,955,114,000 |