Call reports 2018
BANK OF STOCKTON — 2018
What BANK OF STOCKTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,947,828,000 | 2,981,404,000 | 3,037,260,000 | 3,161,922,000 |
| Total loans | 1,735,022,000 | 1,847,378,000 | 1,858,859,000 | 1,895,852,000 |
| Allowance for loan losses | 54,945,000 | 55,567,000 | 56,272,000 | 56,086,000 |
| Securities available for sale | 428,921,000 | 425,652,000 | 422,602,000 | 462,275,000 |
| Securities held to maturity | 11,126,000 | 12,881,000 | 13,766,000 | 13,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,381,357,000 | 2,379,787,000 | 2,435,541,000 | 2,563,940,000 |
| Interest-bearing deposits | 1,645,789,000 | 1,620,357,000 | 1,662,219,000 | 1,710,467,000 |
| Noninterest-bearing deposits | 735,568,000 | 759,430,000 | 773,322,000 | 853,473,000 |
| Equity capital | 447,626,000 | 458,314,000 | 473,959,000 | 476,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 27,195,000 | 55,399,000 | 84,925,000 | 115,843,000 |
| Interest expense | 475,000 | 976,000 | 1,734,000 | 2,770,000 |
| Net interest income | 26,720,000 | 54,423,000 | 83,191,000 | 113,073,000 |
| Noninterest income | 4,331,000 | 12,107,000 | 17,449,000 | 24,557,000 |
| Noninterest expense | 16,004,000 | 31,786,000 | 48,277,000 | 68,142,000 |
| Provision for loan losses | 500,000 | 2,000,000 | 3,500,000 | 5,000,000 |
| Pretax income | -1,930,000 | 20,678,000 | 45,813,000 | 54,221,000 |
| Income tax | -978,000 | 7,606,000 | 11,928,000 | 11,971,000 |
| Net income | -952,000 | 13,072,000 | 33,885,000 | 42,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 426,052,000 | 437,294,000 | 453,191,000 | 453,327,000 |
| Total capital | 464,421,000 | 481,098,000 | 497,836,000 | 498,372,000 |
| Risk-weighted assets | 3,281,848,000 | 3,492,200,000 | 3,559,592,000 | 3,592,257,000 |