Call reports 2017
BANK OF STOCKTON — 2017
What BANK OF STOCKTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,838,618,000 | 2,884,706,000 | 2,889,926,000 | 2,990,108,000 |
| Total loans | 1,619,332,000 | 1,676,179,000 | 1,703,866,000 | 1,734,872,000 |
| Allowance for loan losses | 51,350,000 | 53,593,000 | 54,716,000 | 54,573,000 |
| Securities available for sale | 852,883,000 | 863,715,000 | 876,548,000 | 898,647,000 |
| Securities held to maturity | 10,138,000 | 11,155,000 | 11,060,000 | 12,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,294,776,000 | 2,333,192,000 | 2,326,560,000 | 2,415,720,000 |
| Interest-bearing deposits | 1,599,367,000 | 1,605,960,000 | 1,596,124,000 | 1,632,060,000 |
| Noninterest-bearing deposits | 695,409,000 | 727,232,000 | 730,436,000 | 783,660,000 |
| Equity capital | 407,824,000 | 414,507,000 | 425,701,000 | 450,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 24,102,000 | 49,004,000 | 74,511,000 | 100,510,000 |
| Interest expense | 440,000 | 893,000 | 1,379,000 | 1,869,000 |
| Net interest income | 23,662,000 | 48,111,000 | 73,132,000 | 98,641,000 |
| Noninterest income | 4,929,000 | 11,610,000 | 16,193,000 | 25,100,000 |
| Noninterest expense | 15,492,000 | 32,127,000 | 47,928,000 | 66,359,000 |
| Provision for loan losses | 1,500,000 | 3,400,000 | 4,900,000 | 5,900,000 |
| Pretax income | 11,697,000 | 24,293,000 | 41,858,000 | 53,764,000 |
| Income tax | 3,854,000 | 7,983,000 | 14,195,000 | 7,009,000 |
| Net income | 7,843,000 | 16,310,000 | 27,663,000 | 46,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,113,000 | 282,228,000 | 293,648,000 | 287,233,000 |
| Total capital | 392,931,000 | 399,861,000 | 412,090,000 | 414,810,000 |
| Risk-weighted assets | 2,880,230,000 | 2,943,222,000 | 3,018,092,000 | 3,040,560,000 |