Call reports 2016
BANK OF STOCKTON — 2016
What BANK OF STOCKTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,644,433,000 | 2,690,261,000 | 2,747,364,000 | 2,855,194,000 |
| Total loans | 1,542,663,000 | 1,572,837,000 | 1,613,367,000 | 1,618,322,000 |
| Allowance for loan losses | 47,293,000 | 48,461,000 | 49,290,000 | 50,541,000 |
| Securities available for sale | 880,065,000 | 895,846,000 | 846,402,000 | 919,685,000 |
| Securities held to maturity | 8,827,000 | 8,599,000 | 9,184,000 | 10,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,139,406,000 | 2,158,105,000 | 2,225,511,000 | 2,333,557,000 |
| Interest-bearing deposits | 1,490,989,000 | 1,521,951,000 | 1,570,299,000 | 1,606,073,000 |
| Noninterest-bearing deposits | 648,417,000 | 636,154,000 | 655,212,000 | 727,484,000 |
| Equity capital | 376,245,000 | 394,994,000 | 394,696,000 | 396,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,442,000 | 45,578,000 | 68,828,000 | 93,980,000 |
| Interest expense | 411,000 | 864,000 | 1,295,000 | 1,737,000 |
| Net interest income | 22,031,000 | 44,714,000 | 67,533,000 | 92,243,000 |
| Noninterest income | 4,156,000 | 8,353,000 | 13,376,000 | 17,088,000 |
| Noninterest expense | 14,890,000 | 30,175,000 | 46,586,000 | 65,754,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,500,000 | 7,300,000 |
| Pretax income | 9,899,000 | 20,003,000 | 42,146,000 | 48,060,000 |
| Income tax | 3,066,000 | 6,270,000 | 14,543,000 | 15,243,000 |
| Net income | 6,833,000 | 13,733,000 | 27,603,000 | 32,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,083,000 | 255,743,000 | 269,664,000 | 272,454,000 |
| Total capital | 359,015,000 | 374,562,000 | 378,110,000 | 383,682,000 |
| Risk-weighted assets | 2,699,609,000 | 2,757,657,000 | 2,748,109,000 | 2,831,040,000 |