Call reports 2015
BANK OF STOCKTON — 2015
What BANK OF STOCKTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,358,708,000 | 2,412,663,000 | 2,525,212,000 | 2,596,149,000 |
| Total loans | 1,321,056,000 | 1,362,761,000 | 1,427,061,000 | 1,517,769,000 |
| Allowance for loan losses | 42,831,000 | 44,425,000 | 44,524,000 | 45,995,000 |
| Securities available for sale | 749,025,000 | 733,380,000 | 791,742,000 | 842,943,000 |
| Securities held to maturity | 6,412,000 | 5,417,000 | 5,124,000 | 8,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,916,573,000 | 1,984,721,000 | 2,079,020,000 | 2,141,351,000 |
| Interest-bearing deposits | 1,338,886,000 | 1,388,429,000 | 1,451,941,000 | 1,464,238,000 |
| Noninterest-bearing deposits | 577,687,000 | 596,292,000 | 627,079,000 | 677,113,000 |
| Equity capital | 323,285,000 | 317,468,000 | 332,818,000 | 346,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,384,000 | 41,108,000 | 61,963,000 | 83,985,000 |
| Interest expense | 364,000 | 730,000 | 1,109,000 | 1,525,000 |
| Net interest income | 19,020,000 | 40,378,000 | 60,854,000 | 82,460,000 |
| Noninterest income | 4,196,000 | 7,838,000 | 15,870,000 | 20,396,000 |
| Noninterest expense | 13,912,000 | 28,415,000 | 42,550,000 | 58,600,000 |
| Provision for loan losses | 600,000 | 600,000 | 600,000 | 2,400,000 |
| Pretax income | 8,517,000 | 23,634,000 | 38,074,000 | 44,299,000 |
| Income tax | 2,514,000 | 7,962,000 | 13,122,000 | 14,668,000 |
| Net income | 6,003,000 | 15,672,000 | 24,952,000 | 29,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,124,000 | 233,497,000 | 242,097,000 | 244,520,000 |
| Total capital | 313,285,000 | 310,697,000 | 324,885,000 | 335,364,000 |
| Risk-weighted assets | 2,455,472,000 | 2,451,550,000 | 2,535,948,000 | 2,633,972,000 |