Call reports 2014
BANK OF STOCKTON — 2014
What BANK OF STOCKTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,216,745,000 | 2,282,740,000 | 2,292,731,000 | 2,391,091,000 |
| Total loans | 1,147,539,000 | 1,240,724,000 | 1,283,429,000 | 1,306,640,000 |
| Allowance for loan losses | 38,769,000 | 38,034,000 | 39,499,000 | 42,235,000 |
| Securities available for sale | 781,017,000 | 779,686,000 | 769,335,000 | 791,825,000 |
| Securities held to maturity | 6,040,000 | 4,588,000 | 5,862,000 | 6,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,815,810,000 | 1,855,658,000 | 1,872,550,000 | 1,937,471,000 |
| Interest-bearing deposits | 1,290,912,000 | 1,292,007,000 | 1,313,378,000 | 1,338,634,000 |
| Noninterest-bearing deposits | 524,898,000 | 563,651,000 | 559,172,000 | 598,837,000 |
| Equity capital | 306,793,000 | 322,947,000 | 322,782,000 | 329,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 17,983,000 | 37,136,000 | 56,621,000 | 76,449,000 |
| Interest expense | 382,000 | 762,000 | 1,146,000 | 1,523,000 |
| Net interest income | 17,601,000 | 36,374,000 | 55,475,000 | 74,926,000 |
| Noninterest income | 3,274,000 | 6,906,000 | 12,224,000 | 17,761,000 |
| Noninterest expense | 14,268,000 | 28,687,000 | 42,913,000 | 62,099,000 |
| Provision for loan losses | 0 | 0 | 1,400,000 | 3,300,000 |
| Pretax income | 6,690,000 | 14,676,000 | 23,509,000 | 27,411,000 |
| Income tax | 1,933,000 | 4,364,000 | 6,978,000 | 7,865,000 |
| Net income | 4,757,000 | 10,312,000 | 16,531,000 | 19,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,633,000 | 213,886,000 | 220,106,000 | 220,120,000 |
| Total capital | 282,178,000 | 296,100,000 | 298,282,000 | 309,707,000 |
| Risk-weighted assets | 1,711,895,000 | 1,792,294,000 | 1,838,000,000 | 1,880,026,000 |