Call reports 2013
BANK OF STOCKTON — 2013
What BANK OF STOCKTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,146,241,000 | 2,124,106,000 | 2,126,498,000 | 2,221,236,000 |
| Total loans | 1,030,385,000 | 1,094,461,000 | 1,116,908,000 | 1,134,937,000 |
| Allowance for loan losses | 37,267,000 | 38,138,000 | 39,230,000 | 39,879,000 |
| Securities available for sale | 738,015,000 | 640,199,000 | 765,251,000 | 745,585,000 |
| Securities held to maturity | 4,245,000 | 5,383,000 | 4,685,000 | 4,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,784,463,000 | 1,745,270,000 | 1,756,389,000 | 1,845,405,000 |
| Interest-bearing deposits | 1,294,665,000 | 1,236,977,000 | 1,254,738,000 | 1,288,867,000 |
| Noninterest-bearing deposits | 489,798,000 | 508,293,000 | 501,651,000 | 556,538,000 |
| Equity capital | 266,733,000 | 267,557,000 | 272,468,000 | 293,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 17,117,000 | 34,743,000 | 52,729,000 | 71,013,000 |
| Interest expense | 525,000 | 1,008,000 | 1,446,000 | 1,859,000 |
| Net interest income | 16,592,000 | 33,735,000 | 51,283,000 | 69,154,000 |
| Noninterest income | 3,062,000 | 6,072,000 | 9,898,000 | 14,649,000 |
| Noninterest expense | 14,050,000 | 28,348,000 | 40,937,000 | 57,427,000 |
| Provision for loan losses | 2,250,000 | 3,550,000 | 4,700,000 | 5,000,000 |
| Pretax income | 3,354,000 | 9,017,000 | 16,567,000 | 22,400,000 |
| Income tax | 643,000 | 2,275,000 | 4,805,000 | 6,128,000 |
| Net income | 2,711,000 | 6,742,000 | 11,762,000 | 16,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,762,000 | 198,648,000 | 203,669,000 | 205,876,000 |
| Total capital | 252,896,000 | 255,652,000 | 261,372,000 | 269,910,000 |
| Risk-weighted assets | 1,559,348,000 | 1,613,856,000 | 1,656,370,000 | 1,660,835,000 |