Call reports 2012
BANK OF STOCKTON — 2012
What BANK OF STOCKTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,036,067,000 | 2,023,778,000 | 2,079,669,000 | 2,151,123,000 |
| Total loans | 967,574,000 | 1,035,855,000 | 1,017,155,000 | 1,033,824,000 |
| Allowance for loan losses | 32,214,000 | 32,215,000 | 34,930,000 | 34,981,000 |
| Securities available for sale | 698,869,000 | 642,888,000 | 629,604,000 | 720,521,000 |
| Securities held to maturity | 5,978,000 | 4,722,000 | 4,253,000 | 5,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,704,922,000 | 1,680,226,000 | 1,731,899,000 | 1,816,428,000 |
| Interest-bearing deposits | 1,265,917,000 | 1,224,303,000 | 1,258,395,000 | 1,288,795,000 |
| Noninterest-bearing deposits | 439,005,000 | 455,923,000 | 473,504,000 | 527,633,000 |
| Equity capital | 242,899,000 | 250,485,000 | 254,731,000 | 248,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 18,244,000 | 36,378,000 | 54,735,000 | 73,524,000 |
| Interest expense | 780,000 | 1,464,000 | 2,090,000 | 2,661,000 |
| Net interest income | 17,464,000 | 34,914,000 | 52,645,000 | 70,863,000 |
| Noninterest income | 3,589,000 | 7,605,000 | 11,700,000 | 16,361,000 |
| Noninterest expense | 12,402,000 | 26,588,000 | 39,339,000 | 55,475,000 |
| Provision for loan losses | 3,400,000 | 7,150,000 | 9,150,000 | 9,150,000 |
| Pretax income | 5,251,000 | 9,223,000 | 16,298,000 | 23,295,000 |
| Income tax | 1,358,000 | 2,080,000 | 4,178,000 | 6,494,000 |
| Net income | 3,893,000 | 7,143,000 | 12,120,000 | 16,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,389,000 | 187,104,000 | 192,097,000 | 192,052,000 |
| Total capital | 231,492,000 | 238,251,000 | 242,459,000 | 237,728,000 |
| Risk-weighted assets | 1,463,397,000 | 1,516,561,000 | 1,499,120,000 | 1,531,387,000 |