Call reports 2011
BANK OF STOCKTON — 2011
What BANK OF STOCKTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,909,005,000 | 1,918,397,000 | 1,965,016,000 | 2,047,766,000 |
| Total loans | 1,064,557,000 | 1,094,714,000 | 1,059,947,000 | 1,006,652,000 |
| Allowance for loan losses | 27,146,000 | 28,701,000 | 30,003,000 | 29,130,000 |
| Securities available for sale | 562,610,000 | 557,778,000 | 594,070,000 | 740,360,000 |
| Securities held to maturity | 5,272,000 | 5,904,000 | 5,649,000 | 6,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,623,617,000 | 1,617,378,000 | 1,656,690,000 | 1,722,359,000 |
| Interest-bearing deposits | 1,212,742,000 | 1,201,926,000 | 1,230,676,000 | 1,245,464,000 |
| Noninterest-bearing deposits | 410,875,000 | 415,452,000 | 426,014,000 | 476,895,000 |
| Equity capital | 217,259,000 | 225,309,000 | 226,845,000 | 238,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 19,845,000 | 39,216,000 | 61,520,000 | 80,789,000 |
| Interest expense | 1,245,000 | 2,415,000 | 3,528,000 | 4,448,000 |
| Net interest income | 18,600,000 | 36,801,000 | 57,992,000 | 76,341,000 |
| Noninterest income | 3,377,000 | 8,738,000 | 12,809,000 | 16,466,000 |
| Noninterest expense | 15,575,000 | 30,163,000 | 43,315,000 | 58,136,000 |
| Provision for loan losses | 3,750,000 | 8,250,000 | 15,250,000 | 19,050,000 |
| Pretax income | 2,652,000 | 7,126,000 | 12,236,000 | 17,895,000 |
| Income tax | 382,000 | 1,334,000 | 2,593,000 | 4,225,000 |
| Net income | 2,270,000 | 5,792,000 | 9,643,000 | 13,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,884,000 | 175,057,000 | 178,986,000 | 181,448,000 |
| Total capital | 207,347,000 | 214,051,000 | 215,946,000 | 227,028,000 |
| Risk-weighted assets | 1,450,861,000 | 1,495,197,000 | 1,490,906,000 | 1,481,131,000 |