Call reports 2010
BANK OF STOCKTON — 2010
What BANK OF STOCKTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,975,169,000 | 1,877,353,000 | 1,903,379,000 | 1,901,251,000 |
| Total loans | 1,155,369,000 | 1,152,630,000 | 1,143,330,000 | 1,107,019,000 |
| Allowance for loan losses | 30,202,000 | 27,377,000 | 29,997,000 | 29,105,000 |
| Securities available for sale | 495,481,000 | 501,704,000 | 513,391,000 | 540,008,000 |
| Securities held to maturity | 6,152,000 | 4,820,000 | 4,691,000 | 6,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,715,551,000 | 1,624,906,000 | 1,612,981,000 | 1,624,956,000 |
| Interest-bearing deposits | 1,357,034,000 | 1,260,386,000 | 1,240,182,000 | 1,228,654,000 |
| Noninterest-bearing deposits | 358,517,000 | 364,520,000 | 372,799,000 | 396,302,000 |
| Equity capital | 196,675,000 | 192,991,000 | 206,547,000 | 210,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 20,997,000 | 42,385,000 | 63,767,000 | 84,720,000 |
| Interest expense | 2,492,000 | 4,536,000 | 6,207,000 | 7,686,000 |
| Net interest income | 18,505,000 | 37,849,000 | 57,560,000 | 77,034,000 |
| Noninterest income | 3,584,000 | 7,395,000 | 11,502,000 | 13,995,000 |
| Noninterest expense | 14,879,000 | 29,789,000 | 44,058,000 | 59,375,000 |
| Provision for loan losses | 3,000,000 | 7,000,000 | 11,500,000 | 13,750,000 |
| Pretax income | 3,575,000 | 7,347,000 | 12,824,000 | 17,224,000 |
| Income tax | 862,000 | 1,785,000 | 3,214,000 | 4,170,000 |
| Net income | 2,713,000 | 5,562,000 | 9,610,000 | 13,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,309,000 | 164,292,000 | 168,476,000 | 170,566,000 |
| Total capital | 189,642,000 | 186,688,000 | 198,317,000 | 202,107,000 |
| Risk-weighted assets | 1,529,424,000 | 1,526,088,000 | 1,518,906,000 | 1,497,408,000 |