Call reports 2009
BANK OF STOCKTON — 2009
What BANK OF STOCKTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,710,077,000 | 1,740,443,000 | 1,897,486,000 | 1,947,723,000 |
| Total loans | 1,243,911,000 | 1,265,195,000 | 1,233,083,000 | 1,203,444,000 |
| Allowance for loan losses | 28,836,000 | 29,435,000 | 25,511,000 | 28,137,000 |
| Securities available for sale | 170,270,000 | 215,884,000 | 319,330,000 | 491,646,000 |
| Securities held to maturity | 10,123,000 | 10,113,000 | 6,230,000 | 6,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,485,645,000 | 1,499,751,000 | 1,645,193,000 | 1,692,623,000 |
| Interest-bearing deposits | 1,148,426,000 | 1,148,362,000 | 1,299,903,000 | 1,323,920,000 |
| Noninterest-bearing deposits | 337,219,000 | 351,389,000 | 345,290,000 | 368,703,000 |
| Equity capital | 170,774,000 | 179,388,000 | 189,923,000 | 193,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 22,218,000 | 44,307,000 | 66,709,000 | 88,629,000 |
| Interest expense | 4,178,000 | 7,973,000 | 11,821,000 | 15,092,000 |
| Net interest income | 18,040,000 | 36,334,000 | 54,888,000 | 73,537,000 |
| Noninterest income | 2,958,000 | 6,717,000 | 10,966,000 | 14,741,000 |
| Noninterest expense | 14,913,000 | 30,790,000 | 44,737,000 | 60,166,000 |
| Provision for loan losses | 2,400,000 | 4,800,000 | 7,400,000 | 13,400,000 |
| Pretax income | 4,016,000 | 8,210,000 | 14,466,000 | 9,484,000 |
| Income tax | 1,376,000 | 2,458,000 | 4,314,000 | 1,624,000 |
| Net income | 2,640,000 | 5,752,000 | 10,152,000 | 7,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,827,000 | 154,483,000 | 161,354,000 | 158,460,000 |
| Total capital | 163,829,000 | 172,770,000 | 182,095,000 | 186,528,000 |
| Risk-weighted assets | 1,429,363,000 | 1,451,832,000 | 1,470,633,000 | 1,578,381,000 |