Call reports 2008
BANK OF STOCKTON — 2008
What BANK OF STOCKTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,752,232,000 | 1,775,443,000 | 1,744,114,000 | 1,723,948,000 |
| Total loans | 1,193,144,000 | 1,237,986,000 | 1,264,805,000 | 1,296,177,000 |
| Allowance for loan losses | 38,638,000 | 37,264,000 | 29,859,000 | 27,697,000 |
| Securities available for sale | 328,521,000 | 348,165,000 | 283,562,000 | 224,829,000 |
| Securities held to maturity | 7,391,000 | 7,441,000 | 8,159,000 | 10,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,457,715,000 | 1,448,971,000 | 1,384,403,000 | 1,438,720,000 |
| Interest-bearing deposits | 1,104,997,000 | 1,087,455,000 | 1,040,733,000 | 1,074,997,000 |
| Noninterest-bearing deposits | 352,718,000 | 361,516,000 | 343,670,000 | 363,723,000 |
| Equity capital | 225,090,000 | 222,413,000 | 209,055,000 | 178,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 27,182,000 | 51,905,000 | 76,931,000 | 100,977,000 |
| Interest expense | 8,070,000 | 14,762,000 | 20,796,000 | 25,816,000 |
| Net interest income | 19,112,000 | 37,143,000 | 56,135,000 | 75,161,000 |
| Noninterest income | 3,970,000 | 7,777,000 | 10,789,000 | 13,440,000 |
| Noninterest expense | 14,632,000 | 30,062,000 | 43,400,000 | 58,703,000 |
| Provision for loan losses | 0 | 1,500,000 | 3,000,000 | 4,500,000 |
| Pretax income | 8,450,000 | 13,359,000 | 22,477,000 | 18,810,000 |
| Income tax | 2,720,000 | 4,009,000 | 7,415,000 | 6,460,000 |
| Net income | 5,730,000 | 9,350,000 | 15,062,000 | 12,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,173,000 | 161,216,000 | 167,082,000 | 152,596,000 |
| Total capital | 207,970,000 | 206,611,000 | 197,281,000 | 173,582,000 |
| Risk-weighted assets | 1,628,449,000 | 1,656,360,000 | 1,633,658,000 | 1,631,572,000 |