Call reports 2007
BANK OF STOCKTON — 2007
What BANK OF STOCKTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,957,919,000 | 1,935,171,000 | 1,928,494,000 | 1,846,690,000 |
| Total loans | 1,329,653,000 | 1,313,595,000 | 1,282,127,000 | 1,238,316,000 |
| Allowance for loan losses | 40,370,000 | 40,249,000 | 39,861,000 | 39,445,000 |
| Securities available for sale | 406,364,000 | 393,502,000 | 382,769,000 | 373,814,000 |
| Securities held to maturity | 3,220,000 | 3,703,000 | 4,517,000 | 7,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,617,724,000 | 1,579,812,000 | 1,577,140,000 | 1,500,809,000 |
| Interest-bearing deposits | 1,247,944,000 | 1,233,185,000 | 1,240,682,000 | 1,132,963,000 |
| Noninterest-bearing deposits | 369,780,000 | 346,627,000 | 336,458,000 | 367,846,000 |
| Equity capital | 253,242,000 | 256,277,000 | 259,963,000 | 244,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 32,377,000 | 64,164,000 | 95,236,000 | 125,439,000 |
| Interest expense | 9,694,000 | 20,248,000 | 31,164,000 | 40,426,000 |
| Net interest income | 22,683,000 | 43,916,000 | 64,072,000 | 85,013,000 |
| Noninterest income | 3,377,000 | 8,721,000 | 12,675,000 | 17,024,000 |
| Noninterest expense | 14,019,000 | 29,275,000 | 42,379,000 | 56,569,000 |
| Provision for loan losses | 675,000 | 1,125,000 | 1,125,000 | 1,125,000 |
| Pretax income | 11,366,000 | 22,237,000 | 33,844,000 | 44,946,000 |
| Income tax | 3,976,000 | 7,891,000 | 12,178,000 | 16,161,000 |
| Net income | 7,390,000 | 14,346,000 | 21,666,000 | 28,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,677,000 | 160,526,000 | 167,999,000 | 155,291,000 |
| Total capital | 224,354,000 | 226,770,000 | 231,229,000 | 221,870,000 |
| Risk-weighted assets | 1,710,829,000 | 1,697,082,000 | 1,691,098,000 | 1,638,362,000 |