Call reports 2006
BANK OF STOCKTON — 2006
What BANK OF STOCKTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,818,065,000 | 1,803,482,000 | 1,891,840,000 | 1,907,967,000 |
| Total loans | 1,316,864,000 | 1,315,648,000 | 1,371,718,000 | 1,381,385,000 |
| Allowance for loan losses | 34,618,000 | 37,086,000 | 37,078,000 | 39,524,000 |
| Securities available for sale | 361,168,000 | 354,972,000 | 362,693,000 | 376,293,000 |
| Securities held to maturity | 2,792,000 | 1,805,000 | 2,748,000 | 3,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,490,877,000 | 1,437,709,000 | 1,433,306,000 | 1,557,925,000 |
| Interest-bearing deposits | 1,092,711,000 | 1,057,365,000 | 1,053,528,000 | 1,172,718,000 |
| Noninterest-bearing deposits | 398,166,000 | 380,344,000 | 379,778,000 | 385,207,000 |
| Equity capital | 229,384,000 | 230,168,000 | 242,764,000 | 248,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 27,676,000 | 56,290,000 | 86,229,000 | 119,194,000 |
| Interest expense | 5,344,000 | 11,591,000 | 19,352,000 | 28,136,000 |
| Net interest income | 22,332,000 | 44,699,000 | 66,877,000 | 91,058,000 |
| Noninterest income | 3,431,000 | 6,949,000 | 10,514,000 | 14,081,000 |
| Noninterest expense | 13,680,000 | 27,552,000 | 40,116,000 | 57,100,000 |
| Provision for loan losses | 675,000 | 1,350,000 | 2,025,000 | 2,700,000 |
| Pretax income | 11,411,000 | 22,768,000 | 35,272,000 | 45,439,000 |
| Income tax | 4,311,000 | 8,547,000 | 13,267,000 | 17,066,000 |
| Net income | 7,100,000 | 14,221,000 | 22,005,000 | 28,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,968,000 | 144,048,000 | 152,086,000 | 152,135,000 |
| Total capital | 201,131,000 | 202,457,000 | 214,638,000 | 220,364,000 |
| Risk-weighted assets | 1,733,452,000 | 1,698,698,000 | 1,746,534,000 | 1,825,524,000 |