Call reports 2005
BANK OF STOCKTON — 2005
What BANK OF STOCKTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,719,955,000 | 1,813,338,000 | 1,846,110,000 | 1,884,913,000 |
| Total loans | 1,213,552,000 | 1,278,348,000 | 1,337,153,000 | 1,335,500,000 |
| Allowance for loan losses | 27,966,000 | 28,738,000 | 29,004,000 | 31,758,000 |
| Securities available for sale | 313,410,000 | 356,102,000 | 360,873,000 | 359,501,000 |
| Securities held to maturity | 4,355,000 | 1,727,000 | 2,233,000 | 2,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,445,749,000 | 1,489,277,000 | 1,495,275,000 | 1,575,378,000 |
| Interest-bearing deposits | 1,038,108,000 | 1,077,175,000 | 1,079,515,000 | 1,117,782,000 |
| Noninterest-bearing deposits | 407,641,000 | 412,102,000 | 415,760,000 | 457,596,000 |
| Equity capital | 206,465,000 | 211,451,000 | 222,565,000 | 222,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 21,962,000 | 45,325,000 | 71,375,000 | 100,186,000 |
| Interest expense | 2,791,000 | 6,210,000 | 10,524,000 | 15,486,000 |
| Net interest income | 19,171,000 | 39,115,000 | 60,851,000 | 84,700,000 |
| Noninterest income | 3,167,000 | 7,060,000 | 9,664,000 | 13,067,000 |
| Noninterest expense | 14,734,000 | 31,523,000 | 44,650,000 | 59,255,000 |
| Provision for loan losses | 750,000 | 1,425,000 | 2,100,000 | 2,775,000 |
| Pretax income | 8,139,000 | 14,540,000 | 25,281,000 | 38,249,000 |
| Income tax | 3,034,000 | 5,140,000 | 9,169,000 | 14,127,000 |
| Net income | 5,105,000 | 9,400,000 | 16,112,000 | 24,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,301,000 | 123,397,000 | 130,365,000 | 132,614,000 |
| Total capital | 175,760,000 | 182,008,000 | 193,226,000 | 194,426,000 |
| Risk-weighted assets | 1,530,832,000 | 1,674,478,000 | 1,730,713,000 | 1,780,983,000 |