Call reports 2003
BANK OF STOCKTON — 2003
What BANK OF STOCKTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,345,370,000 | 1,389,198,000 | 1,365,286,000 | 1,687,643,000 |
| Total loans | 852,337,000 | 894,726,000 | 875,313,000 | 1,105,737,000 |
| Allowance for loan losses | 26,243,000 | 25,790,000 | 25,586,000 | 28,803,000 |
| Securities available for sale | 341,960,000 | 317,070,000 | 345,230,000 | 380,371,000 |
| Securities held to maturity | 3,202,000 | 3,156,000 | 3,084,000 | 4,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,194,194,000 | 1,221,259,000 | 1,158,839,000 | 1,437,845,000 |
| Interest-bearing deposits | 956,282,000 | 975,311,000 | 906,311,000 | 1,053,160,000 |
| Noninterest-bearing deposits | 237,912,000 | 245,948,000 | 252,528,000 | 384,685,000 |
| Equity capital | 121,776,000 | 133,518,000 | 169,455,000 | 183,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 17,877,000 | 35,407,000 | 52,696,000 | 71,523,000 |
| Interest expense | 4,313,000 | 8,248,000 | 11,226,000 | 13,694,000 |
| Net interest income | 13,564,000 | 27,159,000 | 41,470,000 | 57,829,000 |
| Noninterest income | 3,400,000 | 6,678,000 | 10,028,000 | 13,508,000 |
| Noninterest expense | 11,300,000 | 24,483,000 | 36,299,000 | 47,509,000 |
| Provision for loan losses | 450,000 | 750,000 | 750,000 | 750,000 |
| Pretax income | 5,234,000 | 9,444,000 | 15,289,000 | 17,535,000 |
| Income tax | 1,762,000 | 3,147,000 | 5,188,000 | 5,726,000 |
| Net income | 3,472,000 | 6,297,000 | 10,101,000 | 11,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,080,000 | 109,641,000 | 142,445,000 | 100,587,000 |
| Total capital | 131,705,000 | 141,125,000 | 176,659,000 | 149,129,000 |
| Risk-weighted assets | 1,043,628,000 | 1,079,118,000 | 1,082,683,000 | 1,335,908,000 |