Call reports 2002
BANK OF STOCKTON — 2002
What BANK OF STOCKTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,237,387,000 | 1,219,176,000 | 1,228,577,000 | 1,339,266,000 |
| Total loans | 833,942,000 | 871,238,000 | 874,729,000 | 850,989,000 |
| Allowance for loan losses | 24,946,000 | 25,291,000 | 25,513,000 | 25,752,000 |
| Securities available for sale | 303,451,000 | 262,816,000 | 237,770,000 | 331,090,000 |
| Securities held to maturity | 4,139,000 | 4,106,000 | 3,732,000 | 4,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,052,720,000 | 1,030,931,000 | 1,090,624,000 | 1,187,379,000 |
| Interest-bearing deposits | 847,700,000 | 827,058,000 | 878,026,000 | 948,104,000 |
| Noninterest-bearing deposits | 205,020,000 | 203,873,000 | 212,598,000 | 239,275,000 |
| Equity capital | 138,222,000 | 123,532,000 | 115,196,000 | 120,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 18,475,000 | 36,452,000 | 55,263,000 | 73,600,000 |
| Interest expense | 5,211,000 | 9,617,000 | 13,950,000 | 18,566,000 |
| Net interest income | 13,264,000 | 26,835,000 | 41,313,000 | 55,034,000 |
| Noninterest income | 4,066,000 | 6,922,000 | 9,361,000 | 12,119,000 |
| Noninterest expense | 9,646,000 | 22,639,000 | 33,629,000 | 44,872,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,778,000 | 11,212,000 | 17,663,000 | 22,924,000 |
| Income tax | 2,859,000 | 3,943,000 | 6,268,000 | 8,089,000 |
| Net income | 4,919,000 | 7,269,000 | 11,395,000 | 14,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,121,000 | 102,120,000 | 106,246,000 | 105,608,000 |
| Total capital | 142,275,000 | 131,089,000 | 125,835,000 | 129,512,000 |
| Risk-weighted assets | 1,005,881,000 | 1,030,780,000 | 1,037,007,000 | 1,025,574,000 |