Call reports 2001
BANK OF STOCKTON — 2001
What BANK OF STOCKTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,164,372,000 | 1,192,381,000 | 1,212,079,000 | 1,268,549,000 |
| Total loans | 764,232,000 | 796,866,000 | 835,313,000 | 823,239,000 |
| Allowance for loan losses | 25,550,000 | 23,344,000 | 27,181,000 | 26,130,000 |
| Securities available for sale | 331,655,000 | 323,975,000 | 304,581,000 | 366,383,000 |
| Securities held to maturity | 5,582,000 | 5,868,000 | 5,930,000 | 5,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,000,233,000 | 1,025,311,000 | 1,042,654,000 | 1,090,658,000 |
| Interest-bearing deposits | 827,975,000 | 842,944,000 | 851,320,000 | 876,305,000 |
| Noninterest-bearing deposits | 172,258,000 | 182,367,000 | 191,334,000 | 214,353,000 |
| Equity capital | 127,779,000 | 130,479,000 | 123,206,000 | 130,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 21,287,000 | 42,791,000 | 64,252,000 | 84,472,000 |
| Interest expense | 9,106,000 | 18,467,000 | 26,972,000 | 34,043,000 |
| Net interest income | 12,181,000 | 24,324,000 | 37,280,000 | 50,429,000 |
| Noninterest income | 3,509,000 | 7,429,000 | 10,026,000 | 12,253,000 |
| Noninterest expense | 9,209,000 | 19,303,000 | 28,975,000 | 38,468,000 |
| Provision for loan losses | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Pretax income | 4,981,000 | 9,495,000 | 15,403,000 | 21,423,000 |
| Income tax | 1,683,000 | 2,743,000 | 4,841,000 | 7,008,000 |
| Net income | 3,298,000 | 6,752,000 | 10,562,000 | 14,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,576,000 | 93,676,000 | 97,486,000 | 97,202,000 |
| Total capital | 130,919,000 | 133,361,000 | 128,704,000 | 134,419,000 |
| Risk-weighted assets | 892,770,000 | 955,118,000 | 981,024,000 | 973,870,000 |