Call reports 2016
ANCHOR D BANK — 2016
What ANCHOR D BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 177,086,000 | 172,933,000 | 176,483,000 | 164,323,000 |
| Total loans | 121,181,000 | 119,909,000 | 124,811,000 | 115,267,000 |
| Allowance for loan losses | 2,755,000 | 1,632,000 | 1,681,000 | 1,695,000 |
| Securities available for sale | 42,156,000 | 41,643,000 | 40,171,000 | 38,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,968,000 | 118,146,000 | 124,590,000 | 118,397,000 |
| Interest-bearing deposits | 100,269,000 | 92,731,000 | 98,713,000 | 90,379,000 |
| Noninterest-bearing deposits | 32,699,000 | 25,415,000 | 25,877,000 | 28,018,000 |
| Equity capital | 16,294,000 | 19,634,000 | 20,175,000 | 19,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 3,751,000 | 5,659,000 | 7,536,000 |
| Interest expense | 269,000 | 505,000 | 754,000 | 1,000,000 |
| Net interest income | 1,608,000 | 3,246,000 | 4,905,000 | 6,536,000 |
| Noninterest income | 237,000 | 481,000 | 734,000 | 1,010,000 |
| Noninterest expense | 1,163,000 | 2,378,000 | 3,538,000 | 4,903,000 |
| Provision for loan losses | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Pretax income | -818,000 | -111,000 | 641,000 | 1,183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -818,000 | -111,000 | 641,000 | 1,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,313,000 | 18,021,000 | 18,773,000 | 18,890,000 |
| Total capital | 17,033,000 | 19,653,000 | 20,454,000 | 20,478,000 |
| Risk-weighted assets | 136,591,000 | 133,230,000 | 136,460,000 | 126,985,000 |