Call reports 2013
ANCHOR D BANK — 2013
What ANCHOR D BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 173,850,000 | 175,103,000 | 182,082,000 | 184,014,000 |
| Total loans | 87,771,000 | 95,167,000 | 103,231,000 | 106,609,000 |
| Allowance for loan losses | 1,118,000 | 1,181,000 | 1,173,000 | 1,381,000 |
| Securities available for sale | 68,540,000 | 68,477,000 | 65,944,000 | 63,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,942,000 | 148,883,000 | 144,212,000 | 141,980,000 |
| Interest-bearing deposits | 120,922,000 | 117,659,000 | 115,492,000 | 116,490,000 |
| Noninterest-bearing deposits | 28,020,000 | 31,224,000 | 28,720,000 | 25,490,000 |
| Equity capital | 17,376,000 | 15,204,000 | 16,511,000 | 15,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,182,000 | 4,962,000 | 6,821,000 |
| Interest expense | 285,000 | 587,000 | 884,000 | 1,172,000 |
| Net interest income | 1,322,000 | 2,595,000 | 4,078,000 | 5,649,000 |
| Noninterest income | 233,000 | 457,000 | 726,000 | 978,000 |
| Noninterest expense | 1,027,000 | 2,091,000 | 3,184,000 | 4,507,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 260,000 |
| Pretax income | 570,000 | 955,000 | 1,350,000 | 1,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 570,000 | 955,000 | 1,350,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,771,000 | 16,156,000 | 16,551,000 | 15,879,000 |
| Total capital | 16,889,000 | 17,337,000 | 17,724,000 | 17,260,000 |
| Risk-weighted assets | 106,508,000 | 114,013,000 | 122,048,000 | 125,613,000 |