Call reports 2010
ANCHOR D BANK — 2010
What ANCHOR D BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 123,915,000 | 120,265,000 | 126,548,000 | 145,151,000 |
| Total loans | 76,162,000 | 75,655,000 | 76,939,000 | 80,471,000 |
| Allowance for loan losses | 1,090,000 | 860,000 | 857,000 | 831,000 |
| Securities available for sale | 34,839,000 | 32,558,000 | 37,405,000 | 52,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,107,000 | 97,279,000 | 107,357,000 | 120,160,000 |
| Interest-bearing deposits | 80,006,000 | 81,904,000 | 90,211,000 | 100,510,000 |
| Noninterest-bearing deposits | 15,101,000 | 15,375,000 | 17,146,000 | 19,650,000 |
| Equity capital | 13,190,000 | 13,769,000 | 14,123,000 | 13,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 2,984,000 | 4,477,000 | 5,945,000 |
| Interest expense | 299,000 | 613,000 | 939,000 | 1,293,000 |
| Net interest income | 1,198,000 | 2,371,000 | 3,538,000 | 4,652,000 |
| Noninterest income | 231,000 | 475,000 | 754,000 | 969,000 |
| Noninterest expense | 916,000 | 1,782,000 | 2,724,000 | 3,845,000 |
| Provision for loan losses | 275,000 | 370,000 | 390,000 | 390,000 |
| Pretax income | 238,000 | 735,000 | 1,219,000 | 1,517,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 735,000 | 1,219,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,971,000 | 12,468,000 | 12,951,000 | 13,250,000 |
| Total capital | 13,031,000 | 13,328,000 | 13,808,000 | 14,081,000 |
| Risk-weighted assets | 84,045,000 | 82,177,000 | 86,364,000 | 91,653,000 |