Call reports 2009
ANCHOR D BANK — 2009
What ANCHOR D BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 114,241,000 | 115,368,000 | 118,764,000 | 124,685,000 |
| Total loans | 55,300,000 | 60,934,000 | 65,211,000 | 71,721,000 |
| Allowance for loan losses | 648,000 | 676,000 | 740,000 | 815,000 |
| Securities available for sale | 46,430,000 | 43,314,000 | 41,268,000 | 38,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,782,000 | 83,193,000 | 81,153,000 | 93,135,000 |
| Interest-bearing deposits | 69,953,000 | 68,080,000 | 67,755,000 | 77,878,000 |
| Noninterest-bearing deposits | 15,829,000 | 15,113,000 | 13,398,000 | 15,257,000 |
| Equity capital | 12,554,000 | 12,978,000 | 13,856,000 | 13,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 2,949,000 | 4,429,000 | 5,923,000 |
| Interest expense | 364,000 | 665,000 | 954,000 | 1,246,000 |
| Net interest income | 1,145,000 | 2,284,000 | 3,475,000 | 4,677,000 |
| Noninterest income | 199,000 | 448,000 | 697,000 | 956,000 |
| Noninterest expense | 890,000 | 1,776,000 | 2,614,000 | 3,797,000 |
| Provision for loan losses | 0 | 46,000 | 86,000 | 201,000 |
| Pretax income | 490,000 | 1,153,000 | 1,715,000 | 2,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 490,000 | 1,153,000 | 1,715,000 | 2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,170,000 | 11,833,000 | 12,395,000 | 12,733,000 |
| Total capital | 11,818,000 | 12,509,000 | 13,135,000 | 13,548,000 |
| Risk-weighted assets | 65,057,000 | 70,473,000 | 74,931,000 | 81,386,000 |