Call reports 2008
ANCHOR D BANK — 2008
What ANCHOR D BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 109,218,000 | 103,914,000 | 107,678,000 | 112,490,000 |
| Total loans | 56,944,000 | 51,365,000 | 54,388,000 | 52,035,000 |
| Allowance for loan losses | 710,000 | 626,000 | 669,000 | 652,000 |
| Securities available for sale | 39,810,000 | 40,013,000 | 40,914,000 | 45,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,178,000 | 84,799,000 | 82,662,000 | 87,467,000 |
| Interest-bearing deposits | 70,587,000 | 68,002,000 | 67,428,000 | 68,523,000 |
| Noninterest-bearing deposits | 16,591,000 | 16,797,000 | 15,234,000 | 18,944,000 |
| Equity capital | 11,208,000 | 10,753,000 | 11,456,000 | 12,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,087,000 | 4,528,000 | 5,959,000 |
| Interest expense | 727,000 | 1,299,000 | 1,790,000 | 2,244,000 |
| Net interest income | 878,000 | 1,788,000 | 2,738,000 | 3,715,000 |
| Noninterest income | 197,000 | 406,000 | 622,000 | 805,000 |
| Noninterest expense | 792,000 | 1,598,000 | 2,415,000 | 3,378,000 |
| Provision for loan losses | 85,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 198,000 | 586,000 | 943,000 | 1,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 586,000 | 943,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,402,000 | 10,790,000 | 11,147,000 | 11,344,000 |
| Total capital | 11,112,000 | 11,416,000 | 11,816,000 | 11,996,000 |
| Risk-weighted assets | 70,283,000 | 65,175,000 | 69,564,000 | 63,988,000 |