Call reports 2007
ANCHOR D BANK — 2007
What ANCHOR D BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,533,000 | 91,141,000 | 101,649,000 | 110,566,000 |
| Total loans | 54,391,000 | 52,244,000 | 55,903,000 | 55,563,000 |
| Allowance for loan losses | 862,000 | 786,000 | 743,000 | 720,000 |
| Securities available for sale | 25,456,000 | 28,700,000 | 34,515,000 | 39,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,135,000 | 77,349,000 | 84,117,000 | 86,098,000 |
| Interest-bearing deposits | 61,307,000 | 65,326,000 | 69,436,000 | 68,662,000 |
| Noninterest-bearing deposits | 13,828,000 | 12,023,000 | 14,681,000 | 17,436,000 |
| Equity capital | 7,861,000 | 9,777,000 | 10,313,000 | 10,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 2,996,000 | 4,574,000 | 6,228,000 |
| Interest expense | 712,000 | 1,453,000 | 2,228,000 | 3,014,000 |
| Net interest income | 786,000 | 1,543,000 | 2,346,000 | 3,214,000 |
| Noninterest income | 142,000 | 290,000 | 480,000 | 706,000 |
| Noninterest expense | 750,000 | 1,507,000 | 2,247,000 | 3,127,000 |
| Provision for loan losses | 55,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 102,000 | 206,000 | 459,000 | 673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 206,000 | 459,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,074,000 | 10,177,000 | 10,430,000 | 10,644,000 |
| Total capital | 8,898,000 | 10,963,000 | 11,173,000 | 11,364,000 |
| Risk-weighted assets | 65,861,000 | 64,892,000 | 68,550,000 | 72,317,000 |