Call reports 2006
ANCHOR D BANK — 2006
What ANCHOR D BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 76,422,000 | 79,378,000 | 90,097,000 | 88,850,000 |
| Total loans | 44,692,000 | 46,783,000 | 50,850,000 | 50,997,000 |
| Allowance for loan losses | 788,000 | 827,000 | 828,000 | 807,000 |
| Securities available for sale | 23,490,000 | 25,169,000 | 26,000,000 | 27,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,283,000 | 66,683,000 | 70,710,000 | 72,854,000 |
| Interest-bearing deposits | 51,642,000 | 53,227,000 | 56,832,000 | 59,331,000 |
| Noninterest-bearing deposits | 12,641,000 | 13,456,000 | 13,878,000 | 13,523,000 |
| Equity capital | 7,427,000 | 7,472,000 | 8,110,000 | 8,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,423,000 | 3,797,000 | 5,201,000 |
| Interest expense | 460,000 | 941,000 | 1,541,000 | 2,257,000 |
| Net interest income | 730,000 | 1,482,000 | 2,256,000 | 2,944,000 |
| Noninterest income | 115,000 | 244,000 | 391,000 | 560,000 |
| Noninterest expense | 590,000 | 1,175,000 | 1,859,000 | 2,607,000 |
| Provision for loan losses | 60,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 195,000 | 451,000 | 688,000 | 797,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 451,000 | 688,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,917,000 | 8,174,000 | 8,411,000 | 8,519,000 |
| Total capital | 8,560,000 | 8,857,000 | 9,160,000 | 9,303,000 |
| Risk-weighted assets | 51,244,000 | 54,467,000 | 59,878,000 | 62,691,000 |