Call reports 2005
ANCHOR D BANK — 2005
What ANCHOR D BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 65,047,000 | 65,819,000 | 73,094,000 | 78,612,000 |
| Total loans | 37,985,000 | 38,661,000 | 42,638,000 | 47,173,000 |
| Allowance for loan losses | 688,000 | 731,000 | 729,000 | 729,000 |
| Securities available for sale | 20,519,000 | 20,699,000 | 23,300,000 | 23,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,267,000 | 54,637,000 | 56,849,000 | 59,999,000 |
| Interest-bearing deposits | 44,153,000 | 44,461,000 | 45,443,000 | 46,183,000 |
| Noninterest-bearing deposits | 10,114,000 | 10,176,000 | 11,406,000 | 13,816,000 |
| Equity capital | 7,215,000 | 7,697,000 | 7,793,000 | 7,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,860,000 | 2,851,000 | 3,967,000 |
| Interest expense | 241,000 | 500,000 | 810,000 | 1,161,000 |
| Net interest income | 690,000 | 1,360,000 | 2,041,000 | 2,806,000 |
| Noninterest income | 92,000 | 198,000 | 304,000 | 422,000 |
| Noninterest expense | 474,000 | 983,000 | 1,488,000 | 2,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 308,000 | 575,000 | 857,000 | 1,107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 575,000 | 857,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,463,000 | 7,730,000 | 8,012,000 | 8,263,000 |
| Total capital | 8,000,000 | 8,276,000 | 8,614,000 | 8,916,000 |
| Risk-weighted assets | 42,737,000 | 43,518,000 | 48,067,000 | 52,112,000 |