Call reports 2004
ANCHOR D BANK — 2004
What ANCHOR D BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,092,000 | 63,845,000 | 66,392,000 | 68,146,000 |
| Total loans | 33,008,000 | 31,513,000 | 35,975,000 | 39,725,000 |
| Allowance for loan losses | 481,000 | 508,000 | 567,000 | 654,000 |
| Securities available for sale | 20,622,000 | 25,397,000 | 23,689,000 | 22,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,599,000 | 49,109,000 | 49,698,000 | 50,495,000 |
| Interest-bearing deposits | 41,414,000 | 40,426,000 | 40,771,000 | 41,127,000 |
| Noninterest-bearing deposits | 8,185,000 | 8,683,000 | 8,927,000 | 9,368,000 |
| Equity capital | 7,665,000 | 7,062,000 | 7,686,000 | 7,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,538,000 | 2,366,000 | 3,260,000 |
| Interest expense | 144,000 | 285,000 | 449,000 | 645,000 |
| Net interest income | 633,000 | 1,253,000 | 1,917,000 | 2,615,000 |
| Noninterest income | 80,000 | 179,000 | 277,000 | 356,000 |
| Noninterest expense | 434,000 | 878,000 | 1,330,000 | 1,891,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 249,000 | 494,000 | 774,000 | 960,000 |
| Income tax | 58,000 | 58,000 | 58,000 | 58,000 |
| Net income | 191,000 | 436,000 | 716,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,191,000 | 7,186,000 | 7,466,000 | 7,652,000 |
| Total capital | 7,654,000 | 7,646,000 | 7,971,000 | 8,203,000 |
| Risk-weighted assets | 36,988,000 | 37,068,000 | 40,645,000 | 43,976,000 |