Call reports 2003
ANCHOR D BANK — 2003
What ANCHOR D BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 59,403,000 | 61,570,000 | 60,330,000 | 62,015,000 |
| Total loans | 30,339,000 | 32,765,000 | 32,819,000 | 35,431,000 |
| Allowance for loan losses | 485,000 | 473,000 | 466,000 | 472,000 |
| Securities available for sale | 22,483,000 | 22,067,000 | 20,606,000 | 20,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,133,000 | 47,404,000 | 47,465,000 | 49,886,000 |
| Interest-bearing deposits | 40,595,000 | 40,538,000 | 40,015,000 | 40,494,000 |
| Noninterest-bearing deposits | 7,538,000 | 6,866,000 | 7,450,000 | 9,392,000 |
| Equity capital | 7,830,000 | 7,990,000 | 7,984,000 | 7,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,636,000 | 2,417,000 | 3,224,000 |
| Interest expense | 212,000 | 398,000 | 571,000 | 725,000 |
| Net interest income | 636,000 | 1,238,000 | 1,846,000 | 2,499,000 |
| Noninterest income | 86,000 | 181,000 | 272,000 | 363,000 |
| Noninterest expense | 393,000 | 804,000 | 1,208,000 | 1,696,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 | 55,000 |
| Pretax income | 274,000 | 560,000 | 855,000 | 1,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 560,000 | 855,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,202,000 | 7,231,000 | 7,526,000 | 7,000,000 |
| Total capital | 7,639,000 | 7,703,000 | 7,992,000 | 7,472,000 |
| Risk-weighted assets | 34,947,000 | 37,779,000 | 37,451,000 | 39,557,000 |