Call reports 2015
SUMMIT COMMUNITY BANK, INC. — 2015
What SUMMIT COMMUNITY BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,453,116,000 | 1,472,546,000 | 1,461,890,000 | 1,485,192,000 |
| Total loans | 1,050,581,000 | 1,075,744,000 | 1,073,659,000 | 1,091,582,000 |
| Allowance for loan losses | 10,827,000 | 11,272,000 | 11,228,000 | 11,472,000 |
| Securities available for sale | 282,037,000 | 276,565,000 | 271,959,000 | 280,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,062,960,000 | 1,058,489,000 | 1,073,756,000 | 1,069,064,000 |
| Interest-bearing deposits | 941,259,000 | 940,054,000 | 953,205,000 | 947,699,000 |
| Noninterest-bearing deposits | 121,701,000 | 118,435,000 | 120,551,000 | 121,365,000 |
| Equity capital | 154,821,000 | 155,710,000 | 156,587,000 | 159,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,739,000 | 29,392,000 | 43,917,000 | 58,864,000 |
| Interest expense | 2,988,000 | 5,998,000 | 9,059,000 | 12,121,000 |
| Net interest income | 11,751,000 | 23,394,000 | 34,858,000 | 46,743,000 |
| Noninterest income | 820,000 | 2,183,000 | 2,767,000 | 4,086,000 |
| Noninterest expense | 6,233,000 | 12,693,000 | 19,248,000 | 26,132,000 |
| Provision for loan losses | 250,000 | 750,000 | 1,000,000 | 1,250,000 |
| Pretax income | 6,568,000 | 12,784,000 | 18,400,000 | 24,891,000 |
| Income tax | 2,035,000 | 3,939,000 | 5,577,000 | 7,542,000 |
| Net income | 4,533,000 | 8,845,000 | 12,823,000 | 17,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,685,000 | 154,024,000 | 155,528,000 | 158,081,000 |
| Total capital | 162,512,000 | 165,296,000 | 166,756,000 | 169,553,000 |
| Risk-weighted assets | 1,121,685,000 | 1,151,580,000 | 1,143,579,000 | 1,166,720,000 |
Machine access — free, no API key
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