Call reports 2012
SUMMIT COMMUNITY BANK, INC. — 2012
What SUMMIT COMMUNITY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,435,123,000 | 1,409,304,000 | 1,396,837,000 | 1,380,775,000 |
| Total loans | 977,446,000 | 966,806,000 | 958,966,000 | 955,327,000 |
| Allowance for loan losses | 18,522,000 | 17,890,000 | 17,820,000 | 17,933,000 |
| Securities available for sale | 290,217,000 | 288,208,000 | 291,331,000 | 281,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,017,317,000 | 1,008,011,000 | 1,033,455,000 | 1,032,788,000 |
| Interest-bearing deposits | 923,223,000 | 905,498,000 | 930,543,000 | 926,533,000 |
| Noninterest-bearing deposits | 94,094,000 | 102,513,000 | 102,912,000 | 106,255,000 |
| Equity capital | 136,993,000 | 138,795,000 | 141,043,000 | 142,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,783,000 | 33,051,000 | 48,630,000 | 63,843,000 |
| Interest expense | 6,316,000 | 12,168,000 | 17,366,000 | 22,243,000 |
| Net interest income | 10,467,000 | 20,883,000 | 31,264,000 | 41,600,000 |
| Noninterest income | -316,000 | -514,000 | -1,479,000 | -548,000 |
| Noninterest expense | 6,453,000 | 12,963,000 | 19,311,000 | 25,578,000 |
| Provision for loan losses | 2,001,000 | 4,002,000 | 6,002,000 | 8,500,000 |
| Pretax income | 2,632,000 | 4,572,000 | 6,360,000 | 8,890,000 |
| Income tax | 625,000 | 1,342,000 | 1,772,000 | 1,868,000 |
| Net income | 2,007,000 | 3,230,000 | 4,588,000 | 7,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,104,000 | 132,364,000 | 133,760,000 | 136,231,000 |
| Total capital | 144,207,000 | 145,218,000 | 146,450,000 | 148,803,000 |
| Risk-weighted assets | 1,032,159,000 | 1,014,088,000 | 1,002,171,000 | 993,544,000 |